South Dakota DSCR Network
Billy Robles (NMLS #2751970) is not licensed to originate mortgage loans in South Dakota, and no inquiry is accepted from South Dakota on this site. This page is educational only. To find a licensed originator, use NMLS Consumer Access; for free guidance, use a HUD-approved housing counselor.
Not available in South Dakota — verify any originator at NMLS Consumer AccessSouth Dakota housing agencies, counselors and credit tools
Every link below goes to a government agency or a nonprofit — not to a lender, and not to us. Start here, then talk to a licensed originator.
State housing finance agency
South Dakota Housing
The state housing finance agency for South Dakota — down payment assistance, first-time buyer loans and income limits, straight from the source.
HUD in South Dakota Federal housing programs, local HUD field offices and South Dakota-specific homeownership pages. HUD-approved housing counselors in South Dakota Free or low-cost counseling from HUD-approved agencies. Search results are filtered to South Dakota. South Dakota consumer protection office File a complaint or check a company through your state's consumer protection office. Find free legal aid Legal Services Corporation's directory of civil legal aid programs, searchable by state. Your free credit reports The only federally authorized source for free reports from all three bureaus. Never costs money. CFPB: credit reports and scores How scores are built, how to dispute an error, and what actually moves a score. Nonprofit credit counseling (NFCC) Member agencies offer budget and debt counseling, often free for the first session. CFPB: owning a home Loan options, closing costs and a checklist you can take into any lender conversation.