Select a DSCR Strategy
I hold an individual mortgage loan originator license in Oregon (NMLS #2751970) and am a licensed contractor (CSLB #951450); verify current MLO status on NMLS Consumer Access. Select a strategy below.
Oregon DSCR Purchase Loans
Acquire new investment properties without personal income verification. Qualify solely on the property's rental cash flow.
Oregon DSCR Cash-Out Refinance
Extract equity from your existing portfolio to fund renovations, acquire more doors, or increase liquidity.
Oregon Short-Term Rental (Airbnb) DSCR
Specialized financing for short-term and vacation rentals, using AirDNA projections or historical operating income.
Housing and credit resources in Oregon
Every link below goes to a government agency or a nonprofit — not to a lender, and not to us. Start here, then talk to a licensed originator.
Start here
Oregon Housing and Community Services
The state housing finance agency for Oregon — down payment assistance, first-time buyer loans and income limits, straight from the source.
Down payment help
up to $60,000
or 20% of purchase price, whichever is less
Read it on the agency's site →Oregon first-time buyer programs
- OHCS Down Payment Assistance Up to $60,000 or 20% of purchase price for first-time and first-generation buyers at or below 100% of area median income. Homebuyer education and counseling required.
- Flex Lending Program Fixed-rate first mortgage with a second mortgage covering up to 100% of cash needed at closing.
- Veteran track Eligible veterans at or below 100% AMI may receive up to $60,000, with up to 10% available for lender-required repairs.
Program terms, income caps and purchase-price limits are set by Oregon Housing and Community Services and change without notice. Confirm current details on the agency's own site before relying on them.