Select a DSCR Strategy
I hold an individual mortgage loan originator license in Pennsylvania (NMLS #2751970) and am a licensed contractor (CSLB #951450); verify current MLO status on NMLS Consumer Access. Select a strategy below.
Pennsylvania DSCR Purchase Loans
Acquire new investment properties without personal income verification. Qualify solely on the property's rental cash flow.
Pennsylvania DSCR Cash-Out Refinance
Extract equity from your existing portfolio to fund renovations, acquire more doors, or increase liquidity.
Pennsylvania Short-Term Rental (Airbnb) DSCR
Specialized financing for short-term and vacation rentals, using AirDNA projections or historical operating income.
Public programs and money help in Pennsylvania
Every link below goes to a government agency or a nonprofit — not to a lender, and not to us. Start here, then talk to a licensed originator.
Housing help
Credit & money
Pennsylvania first-time buyer programs
- Keystone Forgivable in Ten Years (K-FIT) Second mortgage of 5% of the lesser of purchase price or appraised value, forgiven 10% a year over ten years.
- Keystone Advantage Assistance Loan Second mortgage up to 4% of purchase price or $6,000, whichever is less.
- Access Down Payment and Closing Cost Assistance Up to $15,000, no interest, for buyers with disabilities or a household member with a disability.
Program terms, income caps and purchase-price limits are set by Pennsylvania Housing Finance Agency (PHFA) and change without notice. Confirm current details on the agency's own site before relying on them.