MyDSCR.cash

California Investment Financing

California Non-QM Market Strategies

Discover how local investors are utilizing alternative financing to scale portfolios without tax returns.

Directly Licensed in CA

Select a DSCR Strategy

I am an actively licensed Mortgage Loan Originator and contractor serving California real estate investors. Select a strategy below to begin.

California DSCR Purchase Loans

Acquire new investment properties without personal income verification. Qualify solely on the property's rental cash flow.

Review Guidelines

California DSCR Cash-Out Refinance

Extract equity from your existing portfolio to fund renovations, acquire more doors, or increase liquidity.

Review Guidelines

California Short-Term Rental (Airbnb) DSCR

Specialized financing for short-term and vacation rentals, using AirDNA projections or historical operating income.

Review Guidelines

Run a California property by a licensed originator

Send the property, the rents it carries, and the loan you have in mind. What comes back is a read on the deal itself — the debt-service coverage ratio it supports, the leverage that ratio allows, and where it would price at today’s terms — from Billy Robles, NMLS #2751970, not a call center.

Both the subject property’s state and your state of residence must be states we are licensed in. We do not service states not currently listed. Estimates are not a commitment to lend.

Licensed in AZ · CA · NV · OR · PA. Tell us where the property is and where you live, and the form will open if we can help.